Financial Fraud Detection Software

Eliminate payment fraud with globally interoperable and
standards-based solutions for Issuers, Acquirers, and Financial Institutions

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Robust fraud prevention solutions for eCommerce and mCommerce transactions

Prevent chargebacks and false declines with our comprehensive range of integrated payment authentication solutions based on the trusted EMVCo 3D Secure protocol, Visa Secure, Mastercard Identity Check, JCB J/Secure, American Express SafeKey, UnionPay International 3-D Secure, and Discover ProtectBuy.

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Modern 3D Secure Solutions for Your Business

Acquirers, Payment Service Providers & Merchants

Reduce card-not-present fraud and eliminate chargebacks though liability shift
Decrease cart abandonment rates with 3DS2's frictionless flow and mobile SDK
Enhance the user experience for mobile shopping
Comply with local regulations such as SCA and PSD2

Learn About ActiverServer Service 

Issuers, Payment Processors and Global FinTechs

Stay in control of the cardholder authentication process
Flexible authentication channels of your choice with an enhanced cardholder experience
Collect a rich dataset to drive smarter decisions with reduced false declines
Comply with local regulations such as PSD2 and SCA

Learn About ActiverAccess Service 

Implementers and Developers

End-to-end testing facility for any 3DS solution built with EMVCo certified components
Reduce ongoing compliance costs
Effortless integration with industry standard APIs
Comprehensive technical resources and support available

Learn About TestLabs 

Pricing

Why choose GPayments?

The Benchmark for Secure, Reliable, and Cost-Effective Payment Fraud Prevention

Legacy Solutions

While many solutions offer foundational services, they might not cater to every nuanced need of your business.
Here's a generic snapshot of what you might find elsewhere:

Limited card scheme support

Basic certification

Standard uptime and availability

Restricted deployment models

Generalised support teams

Standard pricing models

Limited RBA options

Limited or paid testing platforms

Only PCI-DSS certification available

GPayments

Take advantage of our sophisticated features, crafted to foster your growth and ensure smooth operations. Discover the unique benefits of solutions built for flexibility, scalability, and all-encompassing support.

Support for all major card schemes with the ability to support domestic card schemes

EMVCo, PCI-DSS, PCI-3DS, ISO 27001:2022 ISMS and 27701:2019 PIMS Certified

Excellent uptime and availability

Multiple deployment models - on-premise or 3DS Software as a Service

Dedicated product and support teams

Flexible and competitive pricing with adaptable upgrade/downgrade policies

RBA Agnostic - free to use in-built RBA or any Third-Party RBA

End-to-end testing platform provided free of charge with your own test tenant

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What our clients think

As a long time partner looking to transition to 3DS2 we were naturally very happy when GPayments announced ActiveServer. From a technical standpoint the integration has been a breeze, the documentation is excellent as it covers both the high-level authentication flows between the domains as well as the lower-level API integration in great detail. The application interface feels modern and approachable and has been very well received by our internal customer service team.

We would also like to highlight the supporting team at GPayments who has been a fantastic support whenever questions have arisen, not only on a technical level but also on a domain level where their advice has been invaluable.

Ludvig Kolmodin

CTO

The two reason why we chose to partner with GPayments were for the informative and enjoyable discussions with the Product, Sales and Engineering teams, as well as the integration with their RESTful API. ‍The implementation process was very well managed and smooth. Account Management, Product Management and Technical teams supported PayFacto’s teams each step of the way from the initial discussion to completion of the project.

ALL NIPPON AIRWAYS CO.,LTD., ANA) had been using GPayments' ActiveMerchant (3DS1 MPI) for many years and had highly rated its functionality and quality. Therefore, we decided to use the hosted service of GPayments' ActiveServer for 3DS2 as well. In the development of the 3DS2 service, the documentation available to developers was substantial, and the development work proceeded smoothly. In dealing with card schemes, acquirers and issuers, we were able to receive accurate technical support and advice. Even after going live, we were able to transition to stable operation quickly because we received prompt support such as error analysis and provision of error analysis guidelines. We hope that GPayments' ActiveServer hosted service will continue to contribute to improving the security of our services.

If you are interested in using our services in your area, feel free to contact us. Our team of experts are dedicated to meeting all your requirements.

Whitepapers available for download

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Online payment authentication in 2019: trends and predictions

This paper identifies the top trending authentication methods predicted to affect the payment industry's dynamic of combating fraud during card-not-present transactions.

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1.58 MB

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Risk-Based Authentication and 3D Secure 2

The new EMV® 3D Secure protocol, or 3D Secure 2 (3DS2), released by EMVCo is designed to address a number of key aspects of the previous protocol and cement the technology’s reputation as one of the most resilient solutions in the fight against card-not-present (CNP) online fraud.

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3.56 MB

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Top 5 online payment trends in 2017

Online payment trends keep evolving as customers continue to favour more user-friendly solutions and solution-makers compete for market share by constantly trying to re-invent the next big thing, to fulfil that need.

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853 KB

Discover MemberCheck: Your Trusted Partner in Advanced Risk Management

As a sister company of GPayments, MemberCheck is dedicated to delivering cutting-edge services that empower your business to proactively manage risk and comply with regulatory requirements. Imagine blending MemberCheck with GPayments' solutions; a powerhouse duo engineered to strengthen your fraud prevention and risk management strategies. As GPayments' solutions help you combat chargebacks, false declines, and maintain compliance with regulations like SCA and PSD2, MemberCheck strides alongside to keep you aligned with AML/CTF regulations while safeguarding your reputation.

Our Solutions

3DS Server - ActiveServer

Acquiring

3DS ACS - ActiveAccess

Issuing

3DS Testing - TestLabs

Testing

Resources

WhitePaper Blog FAQ Glossary History of 3D Secure 3D Secure 2 PSD2

GPayments

About GPayments Clients Partnership

industries

Banking Buy Now Pay Later Online Shopping Payment Processing Centre Payment Service Providers Travel and Airlines

Sales/ Other Requests

sales@gpayments.com

Our AML Risk &
Compliance Solution

Fraud prevention solutions from a market leader of over 20 years, safeguarding the payment ecosystem end‑to‑end through industry standards such as EMVCo 3D Secure and global card scheme authentication programs.